At Main Street Homes, we know that finding the perfect home is a major milestone in life, and we’re making it even more rewarding with our Sweetheart Savings Event! Whether you’re looking for some financial flexibility, a lower mortgage rate, we have incredible incentives to help you achieve your homeownership goals. Don’t wait—these offers are only available on homes with contracts written by 2/28/25. 

Sweetheart Savings: Flex Cash—Up to $24k in perks

Buying a new home is one of the biggest investments you’ll make throughout your life, and Flex Cash gives you the power to customize your savings. With up to $24k in perks*, you can choose how to apply this financial boost to fit your needs:

• Lower your purchase price: Reduce your home’s total cost, leading to a lower monthly payment as well as long-term savings. 
• Cover closing costs: Ease the financial burden of closing fees like loan origination, appraisal and title insurance, keeping more money in your pocket. 
• Prepay HOA dues: Enjoy up to a year of prepaid homeowner’s association fees for a stress-free transition into your new home. 

With Flax Cash, you’re in control—whether you want to maximize your upfront savings or secure a lower mortgage payment for the future. 

Sweetheart Savings: Secure a 5.99% fixed interest rate on select homes

With mortgage rates fluctuating, securing a low interest rate can make a huge difference in your monthly payment. Right now, our team at Main Street Homes is also offering a fixed 5.99% interest rate on select homes**—but only until February 28, 2025. With this incentive, you’ll be able to enjoy these perks:

• Lower your monthly payment: A reduced interest rate means immediate savings from the moment you move into your new home. 
• More financial stability: Locking in a fixed rate shields you from future rate increases, giving you peace of mind. 

This exclusive financing opportunity is available on select quick move-in homes, so don’t miss out—secure your dream home with a lower rate today. 

Sweetheart Savings: On select move-in ready homes

This incentive is for these select quick move-in homes only, the purchase agreement needs to be finalized by February 28:

• 4013 Tuckmar Pond Drive, Moseley, VA 23120: Featuring the Waverly II floor plan, and located in the Tuckmar Farm community with 4 bedrooms, 3.5 bathrooms and 3,322 square feet of living space. 
• 3901 Tuckmar Pond Drive, Moseley, VA 23120: Featuring the Treyburn III floor plan, and located in the Tuckmar Farm community with 4 bedrooms, 3 bathrooms and 2,857 square feet of living space. 
• 3824 Tuckmar Pond Drive, Moseley, VA 23120: Featuring the Hartfield floor plan, and located in the Tuckmar Farm community with 4 bedrooms, 3.5 bathrooms and 3,026 square feet of living space. 
• 18100 Farm Circle, Moseley, VA 23120: Featuring the Treyburn III floor plan, and located in the Tuckmar Farm community with 4 bedrooms, 3 bathrooms and 3,258 square feet of living space.  
• 4130 Tuckmar Pond Drive, Moseley, VA 23120: Featuring the Jefferson floor plan, and located in the Tuckmar Farm community with 5 bedrooms, 3 bathrooms and 2,925 square feet of living space. 
• 4712 Melbrook Way, Moseley, VA 23120: Featuring the Jefferson floor plan, and located in the Westerleigh community with 4 bedrooms, 3.5 bathrooms and 2,946 square feet of living space. 
• 4800 Melbrook Way, Moseley, VA 23120: Featuring the Hartfield floor plan, and located in the Westerleigh community with 4 bedrooms, 3.5 bathrooms and 3,016 square feet of living space. 
• 221 Amburn Lane, Ashland, VA 23005: Featuring the Jefferson floor plan, and located in the Amburn-Single Family community with 5 bedrooms, 3 bathrooms and 2,943 square feet of living space. 

Act now to secure your home

The Sweetheart Savings Event is only available for contracts written by 2/28/25, so now is the perfect time to find your new home with Main Street Homes. Whether you’re looking to reduce upfront costs, lock in a low rate or enjoy a few extra months without mortgage payments, we’re here to help make your buying experience easier and more affordable than ever. If you’re ready to learn more, give us a call at (804) 979-2954 or fill out our online form today. 

*Offer is available on To Be Built Homes and select quick move in homes with a purchase agreement signed between 2/1/25 and 2/28/25, with use of preferred lender and closing attorney, subject to regulatory limits and buyer qualifications. Flex Cash promotions represent up to 3% of base price plus lot premium and is the total Incentive which includes lender and closing attorney contributions. Of the Flex Cash, at least 1% (exact amount varies by community) must be used towards CC, and the remainder may be split as the purchaser desires, towards either rate buydown, closing costs or options discount . Lender pays 0.75% of loan amount credit towards closing costs, and buyers receive $650 for closing attorney. Amount varies by property and cannot be used to reduce base price. Please ask New Home Consultant for terms and exact credit amounts. Seller contribution limits may apply and may affect maximum financing. Maximum closing cost assistance may vary based on the purchase price, product, and occupancy. Seller is not a lender. Purchaser is free to use any lender and/or attorney he/she likes; however, the promotional credits are only available with a mortgage loan obtained through Main Street Homes preferred lenders, see New Home Consultant for additional details. Main Street Homes of VA, Inc. reserves the right to change or withdraw any offer at any time. Restrictions apply. Build on your lot homes are excluded from this promotion. Subject to final contract terms.

**This special financing offer is available on select single-family homes and town homes in lieu of the Flex Cash that contract by February 28th , 2025 and must close within 60 days of ratification. Main Street Homes of VA, Inc. will contribute a closing cost credit of up to 3.5% of the loan amount when using our preferred lender, subject to regulatory limits and buyer qualifications. A 5.99% fixed rate from Truist Mortgage on a 30-year amortization is available, resulting in an interest rate of 5.99% for the life of the loan (APR 6.353%), assuming a 20% down payment, a 780 credit score, and owner-occupied status with no escrow waiver. 

Actual interest rates will vary based on credit score, loan program, down payment percentage, occupancy type, home style, and purchase price. Rates may change at the time of loan commitment, lock-in, or closing. Buyers must meet qualifications for specific loan terms, including occupancy, down payment, credit, and underwriting requirements, as well as investor program guidelines. This disclaimer is not an offer to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender. 

The purchaser is advised to speak with the mortgage providers listed above to determine the exact financing costs required to close. 

While the purchaser is free to use any lender, the promotional closing cost credit is only available with a mortgage loan obtained through Truist Mortgage. Purchasers are encouraged to shop around to ensure they receive the best services and rates. 

Please note that the owner of Main Street Homes of VA, Inc.  is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit.

Main Street Homes of VA, Inc. reserves the right to change or withdraw any offer at any time.