Special Financing. 5.75% Initial Rate for 10 Years. Limited-Time Offer Through 11/30/26.

* This special financing offer is available through the builder's designated preferred lender on select new homes, in lieu of all other incentives, for contracts ratified between 11/1/26 and 11/30/26, subject to the availability of a limited pool of forward commitment funds or terms subject to interested party contribution limits (IPC). Funds are available on a first-come, first-served basis. Funds are considered reserved only upon written confirmation by the lender and seller. Once funds are depleted and/or terms exceed IPC limits, this offer will no longer be available, regardless of contract date. An adjustable interest rate buy-down through the builder's preferred lender is available on a conventional 10/6 ARM loan with a 30-year amortization, resulting in an initial interest rate of 5.75% for the first 10 years of the loan term (APR 6.296%), based on a 10% down payment, 780 credit score, owner-occupied financing, closing by 11/22/27 or the scheduled settlement date, whichever occurs first, and no escrow waiver. Final loan amount no greater than $845,000. APR assumes a purchase price of $500,000.

Total interest-party contributions, including those applied toward rate buydowns or closing costs, are subject to maximum limits set by loan program guidelines and may reduce the total incentive available. Actual interest rates, APR, and qualification are subject to change at any time and will vary based on credit profile, loan program, down payment, occupancy, property type, and market conditions. Rates may change prior to rate lock. This is not a commitment to lend. All financing is subject to buyer qualification, underwriting approval, and primary occupancy. Any rate lock or financing agreement must be in writing and executed by both borrower and lender. Buyers are encouraged to consult with our designated preferred lender or a lender of their choice to determine exact financing terms. While the purchaser can use any lender, the promotional special financing offer is only available with a mortgage loan obtained through the builder's designated preferred lender at the time of contract. Purchasers are encouraged to shop around to ensure they receive the best services and rates. Please note that the owner of Main Street Homes is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit. Main Street Homes reserves the right to modify, substitute, or withdraw this offer at any time without prior notice.