Which Sweetheart of a Deal Will You Choose?
Get up to $24,000 in flex cash to lower your sales price, reduce your monthly payment, or cover closing costs! Contract by 2/28/25 to create your perfect match and make your dream home a reality.
Fill out this form to learn how you can combine to personalize your savings.
See below for details and disclaimer.
Sweetheart Savings: Unbeatable Perks Up to $24,000 in Flex Cash to Make Your Dream Home More Affordable!
Limited-Time Offers to Make Your Dream Home a Reality
At Main Street Homes, we know that every homebuyer—and every community—is unique. That’s why we offer exclusive promotions designed to meet your needs. Depending on the location and construction status of your new home, you can take advantage of Flex Cash or a special 30-year fixed rate as low as 5.99% on select homes. Both options provide incredible value, making homeownership more affordable and rewarding.
Click Here to see our Quick Move-in Homes!
What is Flex Cash?
Flex Cash is a powerful financial incentive designed to reduce your upfront costs and enhance your home-buying experience. Whether you need help with closing costs, prepaid HOA dues, lowering your interest rate, or even reducing your purchase price, Flex Cash puts you in control.
How Can Flex Cash Benefit You?
❤️ Lower Your Purchase Price
❤️ Cover Closing Costs
❤️ Prepay HOA Dues
❤️ Lower Your Interest Rate – Now
Offering as Low as 5.99% Fixed Rates on Select Homes**!
Example Savings on a $600,000 Home:
With our exclusive discounted fixed rate available on select homes contracted by February 28, 2025, and closing within 60 days, you could unlock significant monthly savings.
Let’s explore how much you can save—contact us today to learn more! 804-979-2954. Below is an example of the potential savings you could enjoy on a $600,000 home with our exclusive discounted fixed rate available on select quick move-in homes:
*Estimated payments represent principal and interest only, are based on a conventional loan with a purchase price of $600,000, a 20% down payment, 780 FICO Scores and a 30-year fixed rate of 5.99%. Rates are subject to change daily. This is not a commitment to lend or a pre-approval.
* Offer is available on To Be Built Homes and select quick move in homes with a purchase agreement signed between 2/1/25 and 2/28/25, with use of preferred lender and closing attorney, subject to regulatory limits and buyer qualifications. Flex Cash promotions represent up to 3% of base price plus lot premium and is the total Incentive which includes lender and closing attorney contributions. Of the Flex Cash, at least 1% (exact amount varies by community) must be used towards CC, and the remainder may be split as the purchaser desires, towards either rate buydown, closing costs or options discount . Lender pays 0.75% of loan amount credit towards closing costs, and buyers receive $650 for closing attorney. Amount varies by property and cannot be used to reduce base price. Please ask New Home Consultant for terms and exact credit amounts. Seller contribution limits may apply and may affect maximum financing. Maximum closing cost assistance may vary based on the purchase price, product, and occupancy. Seller is not a lender. Purchaser is free to use any lender and/or attorney he/she likes; however, the promotional credits are only available with a mortgage loan obtained through Main Street Homes preferred lenders, see New Home Consultant for additional details. Main Street Homes of VA, Inc. reserves the right to change or withdraw any offer at any time. Restrictions apply. Build on your lot homes are excluded from this promotion. Subject to final contract terms.
**This special financing offer is available on select single-family homes and town homes in lieu of the Flex Cash that contract by February 28th , 2025 and must close within 60 days of ratification. Main Street Homes of VA, Inc. will contribute a closing cost credit of up to 3.5% of the loan amount when using our preferred lender, subject to regulatory limits and buyer qualifications. A 5.99% fixed rate from Truist Mortgage on a 30-year amortization is available, resulting in an interest rate of 5.99% for the life of the loan (APR 6.353%), assuming a 20% down payment, a 780 credit score, and owner-occupied status with no escrow waiver.
Actual interest rates will vary based on credit score, loan program, down payment percentage, occupancy type, home style, and purchase price. Rates may change at the time of loan commitment, lock-in, or closing. Buyers must meet qualifications for specific loan terms, including occupancy, down payment, credit, and underwriting requirements, as well as investor program guidelines. This disclaimer is not an offer to enter into an interest rate or discount point agreement. Any such agreement must be in writing and signed by both the borrower and the lender.
The purchaser is advised to speak with the mortgage providers listed above to determine the exact financing costs required to close.
While the purchaser is free to use any lender, the promotional closing cost credit is only available with a mortgage loan obtained through Truist Mortgage. Purchasers are encouraged to shop around to ensure they receive the best services and rates.
Please note that the owner of Main Street Homes of VA, Inc. is affiliated with MFR2, LLC, which has a business relationship with Tidewater Home Funding (a/k/a Benchmark Mortgage), where MFR2, LLC has a 2.5% ownership interest. This relationship may provide MFR2, LLC with a financial or other benefit.
Main Street Homes of VA, Inc. reserves the right to change or withdraw any offer at any time.